Terms and Conditions

Welcome to frugalandsimple.com. These Terms and Conditions ("Terms", "Terms and Conditions") govern your use of the frugalandsimple.com website (the "Service") operated by AdvisorWorld.com Inc. ("us", "we", or "our").

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service.

1. Content

Our Service provides articles, videos, and images focused on budgeting, frugality, and simplicity. The content on frugalandsimple.com is for general information only and is subject to change without notice.

We are developing AI-based budgeting software and currently offering a waitlist for this service. Further details will be provided as they become available.

2. Accounts

You may be required to create an account to access certain features of the Service. When creating your account, you must provide accurate and complete information. Failure to do so constitutes a breach of the Terms and may result in account termination.

3. Intellectual Property

The Service and its original content, features, and functionality are owned by AdvisorWorld.com Inc. and are protected by copyright and other intellectual property laws. Our content may not be used, copied, or distributed without prior written consent.

4. Links To Other Web Sites

Our Service may include links to third-party websites or services not owned or controlled by AdvisorWorld.com Inc. We are not responsible for the content, privacy policies, or practices of any third-party websites or services.

5. Termination

We reserve the right to terminate or suspend your account and access to the Service without prior notice or liability, for any reason, including breach of these Terms.

6. Limitation Of Liability

AdvisorWorld.com Inc. and its employees, agents, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your access to or use of, or inability to access or use, the Service.

7. Disclaimer

The Service is provided on an "AS IS" and "AS AVAILABLE" basis without any warranties, express or implied. AdvisorWorld.com Inc. does not guarantee the accuracy, completeness, or reliability of any content available through the Service.

8. Governing Law

These Terms are governed by the laws of Ontario, Canada, without regard to its conflict of law provisions.

9. Changes

We reserve the right to modify these Terms at any time. By continuing to access or use our Service after revisions become effective, you agree to be bound by the revised terms.

10. Contact Us

If you have questions about these Terms, please contact us at support@frugalandsimple.com.