Extreme Frugality

Extreme frugality is being practiced by the Boreings these days. Owning a home and renting definitely has put us in a tight financial spot. We are still “in the black” each month but it’s with careful spending that we are achieving this.

One positive to this, we’re learning how to be even more frugal!

Our $160 grocery budget has been cut to $100 for the month of December. Somehow we’re halfway through the month and have only spent about $7 (actually we know how- God provides!) We have plenty meat in the freezer, about 20 pounds of wheat, plenty of potatoes (thanks to John David’s mom and my grandpa) and are making most everything from scratch and avoiding all convenience foods! We are not being picky about what we eat and we’ve been stretching our food as far as it will go (example: 2 split breasts have made us 2 servings of chicken and rice, 4 servings of chicken noodle soup and 2 bbq chicken quesadillas!)

Our $60 miscellaneous budget has been reduced to $20 and so far we’ve yet to purchase anything! Staying out of stores really helps. I’m so thankful that we’re cloth diapering, breastfeeding, and making our own baby food, we really couldn’t afford to purchase diapers, formula and baby food these days!

We’re not eating out and we’re trying to combine errands to save on gas as much as we can. I am borrowing books and videos from the library – several of the books have been on frugal living! I borrowed and read through<The Complete Tightwad Gazette, that was very inspiring!

As for Christmas, thankfully we had saved a little money throughout the year. We’re working with a $175 budget. We’ve managed to purchase small gifts for our families, used Swagbucks to purchase Paxton’s gifts and aren’t buying each other anything.

We have faith our house will sell and until then, we know God will provide for our every need and we’ll learn how to practice extreme frugality better than we did before!

 

15 Replies to “Extreme Frugality”

  1. We've been there too during those tight months! Praying for you and your family! Something tells me this will be one of your most memorable Christmas's yet! By the way, I really love your blog. Maybe its because we are so on the same path of life, new baby, hubbie has a new job, living with less, awesome first name.. all of that! 🙂

    1. Thank you for the prayers! Money is tight but we're happy and our Christmas has been wonderful!

      I love reading your blog too (although I rarely comment…I'm so bad at that!) I love reading blogs of other women who are in the same season of life! Merry Christmas to your family, I'm sure Molly is going to be a blast this year!

  2. Prayers that your house sells soon. Having just gone through the exact same situation in the last year, I know how challenging it is. It took our house 11 months to sell. Nine of those months we were paying rent and mortgage. Things were beginning to get extremely tight but God provided a buyer at the perfect time, just as I know He will you. We definitely learned a lot about living more frugally during that time.

  3. May I ask how you're managing to keep your grocery budget so low? Even the $160 seems very low to me. What's a "typical" (if there is such a thing) grocery list for you?

    1. Honestly, I don't know how we've managed to keep it so low and eat pretty good (no ramen noodles or spaghetti every night here!) The truth is that God has allowed us to stretch our resources and has blessed us in some unexpected ways!

      We don't purchase "junk" food (no candy, sodas, chips other than tortillas, no packaged cookies or sweetened crackers), we make pretty much everything from scratch and keep our meals simple! We have been blessed with a lot of sweet potatoes from my grandpa and my mother-in-law gave us 20 pounds of potatoes and a box full of grapefruit and oranges which is really helping out! My husband also is a hunter and we have venison in the freezer which costs almost nothing.

      We are grinding our own wheat now and we purchased 45 pounds in late October and are only about halfway through that. Our "typical" grocery list basically is shopping the perimeter of the store. We purchase produce (that is on sale), meat (that is on sale), dairy products and will go down the baking aisle for sugar, baking soda, etc. There are very few items that we purchase in the aisles which I attribute to helping keep costs low.

      I hope this answers your question! Feel free to ask if you have anymore questions!!

  4. Isn't it amazing how God provides. We have had a lot of unplanned major expenses like car repairs and our fridge dying while we were out of town visiting family. My husband was reluctant to dip into savings and so we prayed about it and pulled money from our grocery and spending budgets and it has worked out. Good luck selling your house!

  5. It's wonderful you have such a good attitude about this! God really does provide for our needs, but it can be hard to trust Him when times get tough. I admire how much you are able to cut back – I know we should cut back our spending and be much more frugal, but it is hard! Good luck with selling your house – I remember seeing pictures of it, and it is very cute!!

  6. I'm hoping the new year brings you a bit or relief from extreme frugality. Its a tough thing to do! Just think, you may have not been in the black each month if you hadn't practiced frugality to begin with. Sometimes it's not what you hold in your hand, but what you hold in your heart that makes you rich.
    Happy Holidays!

    1. Thank you for your encouragement! We are praying hard that our home sells very soon. And we are so thankful that we have been frugal and are able to stay in the black through this tough time! We know this is just a season.

  7. Rachel,

    I LOVE both your blogs and read them daily (even though you don't update daily-LOL)… I admire your outlook when faced with the challenges the two of you have run into recently – and this latest one of having to be extra frugal brings a tear to my eye… not so much for the extra-frugal problems in this posting, but for the way you two face them – seeing through the big problem to the benefits you get in the long run… you two (three) are now at the point where the holy family was, making do with what you have, when you have to… its not "no room at the inn" but too many homes and not enough money – but you have found in your faith a way to see the best of the situation and what really matters… I admire you all and will keep you in my prayers at Midnight Mass – for no matter how we celebrate, we celebrate the birth of a child who changed history…

    1. Thank you! I'm so happy to hear you enjoy my blogs! I would love to update daily but it's hard with a moving little man…I am hoping to do better in the new year since lately I've only been posting here once or twice a week!

      I appreciate your encouraging words to our family also and your prayers!

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